1. General provisions

1.1. These provisions regulate the relationship between “FINANCE AND BUSINESS ACADEMY” LLC and the user of the website of www.fbaacademy.uz (hereinafter referred to as the “website”). The website of www.fbaacademy.uz is the object of the society’s right to the results of intellectual activity.

1.2. These provisions are an agreement between the User and “FINANCE AND BUSINESS ACADEMY” LLC, the purpose is to enable the user to use the website in compliance with these provisions by “FINANCE AND BUSINESS ACADEMY” LLC.

1.3. The user should familiarize himself with these provisions before registering on the website. The registration of user on the website constitutes full and unconditional acceptance of these provisions by the user.

These provisions shall be unilaterally made amendments and/or additions by “FINANCE AND BUSINESS ACADEMY” LLC (hereinafter referred to as “Administration of website” or “the Society”) and shall be notified within 3 (three) business days. These provisions are an open and public document. The current version of the provisions shall be posted on the website: www.fbaacademy.uz.

1.4. The Administration of website recommends users to regularly check for amendments and/or additions to the terms of these Provisions. After amendments and/or additions are made to these provisions, the using of continued the website means that the user’s acceptance and agreement to such amendments and/or additions.

1.5. The user of the website is a natural person who has registered on the website in accordance with these provisions, has the legal capacity to accept these provisions and have reached the age of majority to enter into a transaction in accordance with the laws of the Republic of Uzbekistan.

2. Rights and obligations

2.1. The user has the right to use the website in the context of interactive interaction with the available information.

2.2. Obligations of the user:

2.2.1. refrain from any actions that violate the rights of “FINANCE AND BUSINESS ACADEMY” LLC to the results of intellectual activity, in particular, do not copy, record, reproduce, distribute the results of intellectual activity of the company without its written permission;

2.2.2. immediately notify the public on the facts of violation of their rights to the results of intellectual activity;

2.2.3. not to provide authentication information to third parties to access the personal cabinet on the website. Immediately notifying of cases of unauthorized access to the personal cabinet by third parties;

All actions performed using the user’s personal account until the specified notification is sent are considered to have been performed by the user.

2.2.4. adhering to the standards of ethical behavior, in particular, not posting messages in general chats that are not related to the topic, disrespecting and insulting other users, the community and its employees.

2.3. The user agrees to the processing of personal data provided during registration on the website, as well as in his personal cabinet.

2.4. The user agrees to receive SMS-messages from the society, as well as other types of mailings and informational notifications (verbal and written) using any means of communication. This permission is effective from the date the user registers on the website.

2.5. This permission may be revoked by the user at any time by sending a notice. Given that this permission is necessary for the proper functioning of the website, the company has the right to restrict access to the website in case of withdrawal of permission under this paragraph.

2.6. It can be used to advertise the opinions left by the user in official groups of the society, channels on social networks, on the website the services of the society.

This permission is effective from the date the user registers on the website. This permission may be revoked by the user at any time by sending a written request.

2.7. The user gives permission to the society to use the user’s image in photo and video materials for purposes related to his activity and not contrary to the current legislation. 

This permission is valid from the date of the user’s registration on the website and applies to any objects created by the community during the user’s access to the platform, as well as, any objects received from the user during this period.

This permission shall be revoked by the user at any time by sending a written request.

2.8. The user has the right to post content on the website, if possible, based on the functionality of the website. In addition, when posting content, the user agrees to use the content by the community in all countries of the world in the following ways:

– copying content;

– sharing content;

– displaying of content to public and its individual parts without observing their sequence;

– translating or otherwise process the content;

– making content available to the public in a way that anyone can access it from anywhere and at any time.

2.9. The user agrees to receive advertising and informational materials in order to receive various benefits (bonuses, discounts) from community partners. The terms and amount of incentives are determined independently by the partners of the society.

In the case of amandments in the terms of incentives by partners, the company has the right to amend, add and remove bonuses from partners by sending a written notification to the user via the e-mail specified in the personal cabinet. In the event of such changes, the user shall not be entitled to require the community partners to leave the previous conditions of promotion and shall not be entitled to claim any fees and losses related to such changes.

The user hereby understands and accepts that the community does not make any changes independently from the contributors and is not responsible for and has no control over such changes.

2.10. In the event that the legal rights and interests of the community, the rights of third parties, the applicable legislation, as well as the requirements of these regulations are found to be violated by the user, the Administration of websitehas the right to take the following measures individually at its discretion:

(а) to remove content and other information from the page and/or block access to them;

(b) to block access to the page for certain users;

(c) to prohibit the publication and/or clicking of any links and/or posting of informational materials.

2.11. The user may be prohibited from using the website as follows:

to register as a user on behalf of or its equivalent of another person (“fake account”) or registering a group (association) of persons or a legal entity as a user;

to misrepresent users by using the username and password of another registered the user;

to give false information about yourself, your age or your relationship with other persons or organizations;

to use uploading, storing, publishing, distributing, providing access to or otherwise any information;

to violate contains threats, calls for violence, including covert, endorses and encourages acts of violence, defames, insults, defames the honor and dignity or business reputation or the privacy of other users or third parties;

to violate of the rights of minors;

to post content that is vulgar or obscene, contains pornographic images and text or scenes of a sexual nature involving minors;

to urge the means and methods of suicide, encouragement to commit it;

to post content that promotes racial, religious, ethnic hatred or enmity related to a certain gender, orientation or other individual characteristics of a person;

to post content containing the following information: extremist material;

to contain information that promotes criminal activity or advice, instructions or instructions to commit criminal activity;

to contain prohibited information, including state and commercial secrets, information on the private life of third parties;

to appeal of drug use, including “digital drugs” that affect the human brain, the distribution of drugs, recipes for their manufacture and advice on their use;

to inform that may lead to illegal activities by misleading users or abuse of their trust;

to inform that violates other rights and interests of citizens and legal entities or legal requirements;

to use illegally uploading, storing, publishing, distributing and providing access to or otherwise using the intellectual property of users and third parties;

to send to other users of the website without their prior consent and / or other similar incoming mail (spam), including mass mailing using certain functions of the website;

to perform actions aimed at disruption of the normal functioning of the website;

to provide upload, storage, publishing, distribution and access to viruses, trojans and other malicious software;

to use automated scripts (programs, bots, browsers) to collect information on the website and/or interact with the website and its functionality without the specific permission of the website administration;

to act’in any way, including cheating, breach of trust, hacking, trying to access another user’s login and password;

to act illegal collection and processing of personal data of other persons;

to use the website in any other way, except for the interface provided by the website administration, except when such actions are expressly permitted by the user in accordance with a separate agreement with the administration;

to place commercial and political advertisements outside the special sections of the website organized by the website administration;

to post other information that in the personal opinion of the administration, it is inappropriate, inconsistent with the goals of creating a website, contrary to the interests of users or inappropriate for posting on the website for other reasons.

3. Terms of intellectual property rights

3.1. All objects placed on the website, including design elements, texts, graphics, pictures, videos, scripts, programs, music, sounds and other objects and their collections (hereinafter referred to as content) are the property of the administration, website users and other copyright are the exclusive rights of the owners.

3.2. Except as provided in these provisions and applicable law, no content may be copied (reproduced), processed, distributed, displayed in a frame, published, downloaded, transferred, sold or otherwise used in whole or in part without the prior consent of the author.

Reproduction, copying, collection, systematization, storage, transmission, use of content for the purpose of creating a database and/or using the content in whole or in part for commercial and/or non-commercial purposes is not allowed without the consent of the administration.

3.3. The placing content legally owned by the user on the website, the user grants other users a non-exclusive right to view, reproduce (including copying) and other rights to use it only for personal purposes within the volume of the functions provided by the website.

3.4. The user’s shall use of the content obtained for personal non-commercial use only is permitted, provided that all copyrights are preserved, and the author’s name is kept unchanged.

3.5. In addition, the user shall provide the Administration of websitewith the content placed on the website and legally owned by the Administration of websitein order for the Administration of websiteto ensure the operation of the website at the level determined by the functionality and architecture of the website and to display the content, advertising materials of the website administration, including within the website interface images, including by making such advertising material available to the public.

This non-exclusive right is granted for the duration of the posting of the content on the website and is valid in all countries of the world. Expiration of the provision of posting content on the website and/or the expiration of the non-exclusive right does not lead to the need for the Administration of websiteto withdraw advertising materials with the display of content.

The Administration of websitehas the right to transfer the rights specified in this paragraph to third parties. The website of Administration has the right to use the content posted by the User to display the content, including for advertising purposes.

3.6. In addition to its own content, the user does not have the right to upload or otherwise publicly present other websites, databases and other results of intellectual activity without the express consent of the owner of the copyright to such actions.

3.7. It is strictly prohibited that any use of the Website or Content without the express written permission of these Terms or the copyright owner.

4. Liability.

4.1. The user is personally responsible for any content or other information that uploads on or through the website.

The user is not authorized to upload, transmit or publish content on the website unless s/he has the appropriate rights to perform such actions acquired or delegated to him in accordance with the law.

4.2. The administration of  website reserves the right to remove prohibited content in violation of these provisions and applicable law at its sole discretion.

4.3. The link to any commercial or non-commercial information posted on a website, product or service does not imply endorsement or recommendation of these products (services) by the administration.

4.4. If the user decides to leave the website and go to third-party websites or use or install third-party software, they do so at their own risk. In the following actions, the user must comply with the applicable regulations and legislation, including the business practices of the persons who intend to use the content.

5. Final provison.

5.1. These Terms constitute the Agreement between the User and the Community regarding the use and functionality of the Website and supersede all prior Agreements between the User and the Community.

5.2. These provisons are regulated and interpreted in accordance with the legislation of the Republic of Uzbekistan. The issues not regulated by the provisions should be resolved in accordance with the legislation of the Republic of Uzbekistan.

5.3. In the event of any disputes or disagreements related to the implementation of these provisions, the user and the community shall make every effort to resolve them through mutual negotiations. If disputes cannot be resolved through negotiations, disputes must be resolved in accordance with the procedure established by the current legislation of the Republic of Uzbekistan.

5.4. These provisions come into force for the user from the moment joins the contract and are valid for an indefinite period.

5.5. These provisions are drawn up in the Uzbek language. In case of inconsistency between the Uzbek language version and another language version, the Uzbek language version of these provisions shall apply.

5.6. If for any reason one or more provisions of these rules are found to be invalid, this shall not affect the validity or applicability of the remaining provisions.