PUBLIC AGREEMENT

(On the provision of services for a fee)

“FINANCE AND BUSINESS ACADEMY” LLC, hereinafter referred to as “Executive” in the text, acting on the basis of the Charter of society,in the person of the director, concluded this provision of services for a fee with an physical person with any legal capacity (hereinafter referred to as “Customer”).

The agreement is on the provision of training services via the global Internet network www.fbaacademy.uz and regulates the procedure for providing such services and the rights and obligations of the Parties.

The text of this Agreement is posted on the following website: https://www.fbaacademy.uz.The Parties  conclude this Agreement on the following issues in accordance with Article 358 of the Civil Code of the Republic of Uzbekistan, the Law of the Republic of Uzbekistan “On Electronic Commerce”, the Resolution of approved by the Cabinet of Ministers of the Republic of Uzbekistan “Rules for the Implementation of Electronic Commerce” on June 2, 2016, No. 185:

1. The review of Agreement

1.1. According to the Agreement, the Executive undertakes to provide the Customer with the right to access the video course selected by the Customer through the https://www.fbaacademy.uz website. The Customer undertakes to pay the specified fee to the Executive .

1.2. Access to the course is provided by the Executive via the website www.fbaacademy.uz. The Executive has the right to close access to the course after the end of the access period specified when purchasing the course.

1.3. The terms and abbreviations are used in this agreement as follows:

Course – a collection of information and theoretical materials combined with one topic, aimed at acquiring knowledge and skills on the subject by Executive;

Website – website of www.fbaacademy.uz located on the global Internet;

Private room – a set of protected site pages created by the client’s registration and accessed by entering his authentication information (e-mail address and password) in the spheras provided on the site;

Module – an integral part of the course;

Personal Account Information – pair of login-password, unique for each user, which provides access to the site for the user;

Authorization – identification on the website of a previously registered user, giving him the right to access the user’s personal account.

All terms and definitions used in this Agreement shall have the same meaning, both in the singular and the plural, depending on the context.

1.4. The Customer shall be entitled to access the course at any time during the access period provided after paying for the course in accordance with the terms of the Agreement.

1.5. According to this Agreement, the Executive  is not obliged to provide individual advice and explanations to the Customer that are not related to the subject of the Agreement.

1.6. Registration on the Website entitles the Customer to purchase a specific course on the Website.

2. The procedure for concluding an Agreement

2.1. This agreement is a public agreement, according to which the Executive  undertakes to provide services to the persons (Clients) who apply for their provision.

2.2. By placing the text of this agreement on the website, is recognized as an offer (public offer) sent by the Executive conclude an agreement on the conditions specied in the offer with anyone who responds, (Part 2 of Article 369 of the Civil Code of the Republic of Uzbekistan).

2.3. The conclusion of this agreement is carried out by the Customer joining this agreement, that is, the Customer accepts the terms of this agreement in general, without any conditions or exceptions (Article 360 of the Civil Code of the Republic of Uzbekistan).

2.4. The fact of acceptance of the terms of this agreement by the Customer is considered to be the payment of the course price by the Customer in the manner and under the conditions specified in this agreement.

In the event that the price of the course is paid in installments, the fact of acceptance of the terms of this agreement by the Customer is recognized as the first payment in accordance with the terms agreed by the Parties.

2.5. By accepting this public offer, the Customer indicates that agrees to all the terms of the agreement and this agreement is recognized as concluded by the Parties  in a simple written form.

The Customer must authorize the purchase of the Course on the website of the Executive.

2.6. After performing the actions specified in paragraph 2.4 of the Agreement, the Executive grants the Customer access to the appropriate course selected by him.

2.7. The detailed information on the course (modules, price, etc.) is displayed on the website. Through the website the Customer selects a course and pays for the course. Payment for the course selected by the client is made using payment systems or cash/non-cash funds.

After receiving the funds in the bank account of the Executive, the Customer will be given the opportunity to access the course.

2.8. The Course consists of modules and the Executive provides the Customer with access to each module of the course, if the Customer pays for the course in installments, access to the modules is provided in proportion to the payment made.

2.9. Access to the course materials shall be available for the duration indicated on the website.

2.10. The user is fully responsible for any actions taken through his personal cabinet. All actions performed through the Customer’s personal cabinet are considered to have been performed by the Customer, if the Customer has not reported unauthorized access to the personal cabinet by third Parties.

3. Rights and obligations of the Parties

3.1. The Executive undertakes the following obligations:

3.1.1. Providing the Customer with access to the selected course after fulfilling the terms of the agreement.

3.1.2. Providing informational assistance to the Customer on the course and/or site operation on working days from 09:00 to 18:00 (until 17:00 on Fridays and reduced working days in accordance with the legislation of the Republic of Uzbekistan).  In this case, questions are sent by the Customer to the e-mail address specified on the website or to the Telegram chat.

3.1.3. In the event of detection of errors and deficiencies that occur during the provision of services by the Executive or through the Executive’s fault, eliminate them independently and at his own expense.

3.1.4. Compliance with the requirements of legal acts when working with personal data.

3.2. The Executive has the right as follows:

3.2.1. Making changes to the content of the course (in general or part of individual modules) without agreement with the Customer;

3.2.2. Engaging third Parties  to perform this agreement without the consent of Customer.

3.2.3. Demanding from the Customer the full fulfillment of the obligations under this agreement and to request the information and documents necessary for the provision of services.

3.2.4. Changing the price of services under the agreement by posting them on the website. In this case, if the Customer has already paid for the course, the change in the course price will not apply to the Customer.

3.2.5. Temporarily suspending the operation of the website in order to carry out necessary planned preventive and maintenance work, notifying the Customer on the website.

3.2.6. Restricting the Customer’s access to the course and the website in case of late payments or breach of obligations;

3.3. The Customer undertakes as follows:

3.3.1. Making payment for services within the terms specified in the agreement.

3.3.2. Providing the necessary complete and reliable information in a timely manner (including when registering on the site).

3.3.3. Using the site’s functionality only for non-commercial purposes.

3.3.4. Providing the security of the login and password created for entering the personal cabinet, not providing them to third Parties.

3.3.5. Immediately informing the Executive on the facts of unauthorized access to the Customer’s personal cabinet.

3.3.6. Not to posting other people’s personal information on the website, including access to your personal account on the website, as well as, not to use or attempt to obtain other personal information of users.

3.3.7. Not to register as a user on behalf of or on behalf of another person or to register a group (association) of persons or a legal entity/individual entrepreneur as such a user.

3.3.8. Comply with legal requirements and ethical standards when discussing course materials and/or the Executive on various platforms on the Internet, including not disrespecting other users, professionals / third Parties , employees of the Executive.

3.3.9. Not to take actions aimed at disrupting the normal functioning of the Executive website, not to download, store, publish, distribute course information, not to use automated scripts (programs) without the written permission of the Executive to collect information on the site through viruses, trojans and other malicious programs.

3.3.10. Using the course for non-commercial purposes only.

3.4. The Customer has rights as follows:

3.4.1. access to the course after fulfilling the terms of the agreement.

3.4.2. receive informational support on issues related to the procedure for providing services and the operation of the site during the entire term of this agreement.

3.4.3. send comments, suggestions and/or feedback to the Executive regarding the subject matter of this Agreement, the operation of the Website.

3.4.4. demand compliance with the legislation of the Republic of Uzbekistan, including the collection, storage, and processing of personal data.

4. The procedure of price and payment of service

4.1 The price of the executive services shall be the price of the course indicated on the website.

4.2. The Customer shall pay the price of the Executive’s services (the course price) at once by transferring money to the Executive’s bank account under the terms of 100% advance payment. The date of payment is the date of receipt of funds to the current bank account of the Executive.

If the course price is paid in installments, the Executive provides the Customer with access to the components (modules) of the course in proportion to the amount of the payments made.

4.3. Payment for the Services shall be made by the Customer by transferring the appropriate amount of funds to the benefit of the Executive by methods supported by the Executive. In addition, the Executive has the right to independently determine the list of such methods, to provide the Customer with an up-to-date list of methods by placing them on the website or notifying the Customer in another way.

4.4. When making payments through payment systems, the Customer shall follow the rules of the relevant payment systems, directly contact the operators of the relevant payment systems for clarifications and advice.

4.5. Choosing a payment method, it is done by clicking on the “payment by bank card” button.

4.6. Payment is made after being directed to a secure payment page to enter the bank card details of the payment system operator.

4.7. The Customer’s bank card information is not stored on the Executive’s server or website, the Executive does not have access to the Customer’s payment information.

The confidentiality of the information provided by the Customer, including personal data and payment details, is provided by the operator of the relevant payment system and the Customer’s bank.

4.8. The Executive does not control the software-technical complex of the payment system and/or the bank. If the Customer’s funds are debited from the account as a result of any error, the Executive shall not be responsible for returning the funds to the Customer.

4.9. The date of provision of services is the date on which online access to course materials is provided to the Customer. Accordingly, the services are deemed to have been provided to the Customer from the moment online access to the relevant course is provided.

5. Liability of the Parties.

5.1. If the Customer violates the provisions of the agreement governing intellectual property rights, confidential information or obligations not to provide access to the course to third Parties , the Customer shall pay a fine to the Executive in the amount of 100,000,000 (one hundred million) soums for each violation at the written request of the Executive.

5.2. In case of violation of the terms of this Agreement by the Customer, the Executive has the right to restrict the Customer’s access to the course and personal cabinet, as well as, to restrict the Customer’s access to the site without returning the paid money.

5.3. The Executive is not responsible for as follows:

– for the content of information posted on social networks (Instagram, Telegram, YouTube), including messenger chats created by Users, including at the initiative of the client;

– for the third Parties  to use the personal data posted by the Customer in open sources;

– for the quality of the internet connection and the performance of the Customer’s equipment and software;

– for the technical specifications of the Customer’s equipment not to meet the requirements for the use of the course materials;

– for the course materials and content do not meet the subjective requirements of the Customer;

– for errors and inaccuracies made by the Customer when using the site’s functionality (including incorrect information when forming an order for the service and other similar cases);

– for any consequences of using or not being able to use the form of payment for the services chosen by the Customer;

– for the actions (inaction) of banks or third Parties  involved in settlements in paying for services or returning funds in specified cases.

5.4. The Executive makes all reasonable efforts to prevent malfunctions of the site, but does not guarantee its uninterrupted operation, and does not cover losses that may occur due to technical malfunctions and interruptions.

5.5. Neither party shall be liable for failure to perform its obligations in whole or in part, if such failure is caused by force majeure, natural disasters, strikes, war and hostilities, epidemics, pandemics or other circumstances beyond the control of the Parties , which prevent the performance of this agreement and occurred after its conclusion, including fire, flood, earthquake and if others result

5.6. If the Customer does not fulfill his obligations under the agreement, including the obligations specified in paragraph 4.2, the Executive has the right to cancel the execution of this agreement by way of unilateral out-of-court refusal, the notification of such refusal is sent by the Executive in electronic form to the Customer’s e-mail address or personal office. This agreement is considered terminated on the day the Executive sends the appropriate notification.

6. Intellectual property rights. Confidentiality

6.1. During the provision of services within the volume of this agreement, the Executive grants the Customer the right to access the course and its materials, which belong to him as intellectual property rights.

Intellectual property rights include course video and audio-visual materials, methodological references, assignments, information resources and all other information related to the course.

6.2. In the relation to the intellectual property, the Customer is obliged to:

– do not take any actions that violate the rights of the Executive and/or third Parties  to intellectual property, in particular, do not copy, write, reproduce, reproduce, distribute in any form, do not change, do not use the intellectual property to create another resource;

– immediately notify the Executive on the facts of infringement of intellectual property rights;

– not to provide authentication information to third Parties  to access the personal cabinet on the website. In case of loss of authentication information, as well as cases of illegal access to the personal cabinet by third Parties , the Customer undertakes to notify the Executive immediately verbally, electronically or in writing.

6.3. Any information related to the process of providing services by the Executive, which is not available in open sources, is considered confidential information. The Customer undertakes not to disclose confidential information and other information (except public information) provided by the Executive during the provision of services to third Parties  without the prior written consent of the Executive.

6.4. The transfer of confidential information to third Parties , the publication or disclosure of such information in any other form, regardless of the reasons for the termination of this agreement, may be carried out only with the written consent of the Parties.

6.5. The Parties  shall not be liable, if the information is provided to the judicial and investigative bodies based on their request.

7. Other conditions

7.1. The Customer confirms the requirements for concluding transactions using the site in accordance with the legislation of the Republic of Uzbekistan.

7.2. The Customer expressly agrees that the Executive has the right to refuse to provide services in the following cases:

– when scheduled payments are not made;

– when the Customer does not fulfill the terms of the agreement;

– in other cases stipulated by the legislation of the Republic of Uzbekistan.

8. Final provision

8.1. This agreement is considered concluded from the moment the Customer performs the actions provided for in the paragraph 2.4 and is valid until the Parties  fully fulfill their obligations.

8.2. The Executive has the right to unilaterally change this agreement by publishing the amendments and additions to this agreement on the website. The Customer’s continued performance of this Agreement shall constitute the Customer’s acceptance of such changes.

8.3. The text of the amendments and additions to this agreement or its new version shall be provided to the Customer by posting them on the website.

8.4. The Customer’s silence indicates his acceptance of the new version of this Agreement.

8.5. This contract may be terminated by agreement of the Parties. The Parties have the right to withdraw from this agreement unilaterally by sending a notice on it to the other Party through a private office or by e-mail 15 (fifteen) calendar days before.

If the Executive is unable to provide services under this Agreement due to force majeure, the fee paid for the course shall be returned in proportion to the period of services not provided.

8.6. If any provision of this agreement is found to be invalid, this will not affect the invalidity of the remaining terms of this agreement.

8.7. All issues not regulated by this agreement shall be resolved in accordance with the current legislation of the Republic of Uzbekistan.

8.8. All disputes, claims and disagreements that may arise between the Parties shall be resolved through negotiations. If it is not possible to resolve the disputes in this way, the Parties shall apply to the court in accordance with the procedure provided by the current legislation of the Republic of Uzbekistan, with mandatory compliance with the procedure for resolving disputes before the court.

8.9. The Parties recognize the legal force of the acts sent by means of electronic communication or through a personal cabinet on the website.

8.10. The Customer agrees to the processing of personal data provided by him by the Executive.

8.11. The Executive agrees to use the comments left by the Customer on the website, in the official groups of the Executive in social networks.

This consent may be revoked by the Customer at any time by sending a written request to the address of the Executive specified in the agreement.

8.12. The Customer sends advertising messages from the Executive, information on the products and services of the Executive and its partners, promotions, discounts and special offers, contests, surveys to the Customer’s e-mail address, the Customer’s phone number, including “Viber”, “Telegram”, “What’s up”, E-mail, SMS messages, push notifications consents to receive.

9. Details of the parties

9.1. Details of the Executive:

  “FINANCE AND BUSINESS ACADEMY” LLC

Address: 60, Yunusabad district, Tashkent city, Uzbekistan

STIR: 308 332 736

Account number: 2020 8000 4053 6601 2001

MFO: 01033

Bank:  JSCB “KAPITALBANK” Chorsu brench